Best Credit Cards for Airport Lounge Access: Over time, traveling has become easier and more enjoyable, especially due to the distinct features that premium credit cards have to offer. Among the highly anticipated perks is free access to the airport lounges where passengers can wait for their flights, enjoy snacks and drinks as well as the internet. So, to help with that, we have compiled a list of top five credit cards which you will find in India and which have the maximum lounge access benefits for your travels.
Best Credit Cards for Airport Lounge Access
1. SBI Platinum Corporate Card
Lounge Benefits:
Being a corporate card there is no limit to the number of domestic or international lounges, as the SBI Platinum Corporate Card does provide member access to over 600 lounges, under the Visa Lounge Access. These lounges contain snack bars, wave-age, illustrations for the charging of electronic devices among other facilities, which ensure that the journeys of travelers are more interesting and enjoyable.
Additional Features:
- Supplementary Attributes: Insurance Safeguard: Reimburses for wrongful usage of the card amounting to Rs 2,00,000 only for the individuals and to the corporate for Rs 20,00,000 only.
- Travel Insurance: This refers to the travel insurances offered that comprise air accidental death and loss of baggage or cards used.
- No Annual Fee: This card is most suited for business travelers who do not want to pay annual fees while still enjoying luxuries.
Why Go for This Card?
This card fits the needs of all the frequent fliers who need basic lounge access benefits without wanting to spend more money on it.
2. ICICI Bank Coral Rupay Credit Card
Lounge Benefits:
As long as the user meets the minimum spending threshold of Rs 35,000 in the last three months, they also receive free access to airport and rail lounges with the ICICI Bank Coral Rupay Credit Card.
Additional Features:
- Milestone Rewards: Earn 2,000 PAYBACK points for annual spends of Rs 2,00,000. Additional rewards for every Rs 1,00,000 spent.
- Dining Discounts: Up to 15% discounts at partner restaurants.
- Entertainment Offers: Discounts on movie tickets booked through BookMyShow.
Why Choose This Card?
This credit card is perfect for travellers who are mindful of their expenses as it comes with additional benefits associated with travel and has a good rewards programme as well.
3. HDFC Visa Signature Credit Card
Benefits of Airport Lounge Access:
Comprising of Variants With Airport Lounge Access: There’s a free Priority Pass Membership with the HDFC Visa Signature Credit Card, which allows the holder to access to over 1,200 lounges in airports all around the world. Every year the card bearer is entitled to six free lounge visits. Any additional visits will be charged at the existing rates.
More advantages:
- Insurance Benefits: In case a card holder dies in an accident, the card company provides insurance cover up to Rs 50,00,000.
- Protection of purchased items: Up to Rs 2,00,000 for belongings and Rs 25,000 for belongings worn about the person.
- Sustaining Expenditure Waiver: Sustain an annual spend of a minimal of Rs 75,000 so as to avoid the annual fee.
Why Choose This Card?
- Perfect for the seasoned jet setter looking for a world-wide lounge access with extra protection inside.
4. Tata Neu Plus HDFC Bank Credit Card
Lounge Benefits:
This card assures four complimentary domestic lounge visits per calendar year (one visit per quarter) to ensure comfort during the trips.
Additional Features:
- Reward System: Get 2% cash back in Neu Coins on spends at Tata Neu and its partner brands and 1% cash back on UPI spends using Tata Neu UPI.
- Annual Fee Waiver: Lifetime-free option for selected customers.
- Dining Offers:Offers food discounts at few partner restaurants.
Why Choose This Card?
The Tata Neu Plus HDFC Bank Credit Card is best suited for those who enjoy shopping more at the Tata partners stores and want only a moderate lounge access benefits.
5. Flipkart Axis Bank Credit Card
Lounge Benefits:
One can avail of four complimentary domestic lounge visits per year, if there is a spend of Rs 50,000 or on the above in the last three months.
Additional Features:
- Welcome Benefits: A joining bonus worth Rs 500 on card activation.
- Cashback Rewards: Earn 5% cashback on Flipkart and Myntra and 1.5% cashback on all other transactions.
- Dining Perks: 20% discounts at select restaurants.
Why Choose This Card?
It is the ideal solution for every e-commerce lovers who routinely indulges in shopping and wishes to travel once in a while.
Closing Remarks
In recent years, travel credit cards with lounge facilities have become a necessity for many travelers who want decent comfort and luxury in their travel without spending a lot. In this regard, the SBI Platinum Corporate Card and the ICICI Bank Coral Rupay Credit Card are aimed at less demanding users. The HDFC Visa Signature Credit Card, on the other hand, is a great fit for travelers who fly all over the world. If you bear in mind the aspect of shopping and earning rewards, there are the cards by Tata Neu Plus HDFC Bank and Flipkart Axis Bank which are aimed at providing the best of the two worlds.
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In this way, card evaluation largely depends on particular travel patterns, projected expenditures and the frolics included. Carrying the right card in your wallet, every trip can be more than just a trip.