LIC Bima Sakhi Scheme: Now, in the present world setup, homemakers can earn and, at the same time, take care of household work. And in this assistance comes the wonderful scheme from Life Insurance Corporation of India, that is, Bima Sakhi Scheme. This scheme is specifically designed for rural women to earn a fixed income from home. Next, find out about how this scheme works and how women can earn around ₹10,000 or more every month through it.
What is the LIC Bima Sakhi Scheme?
Named after the praiseworthy woman, the innovative and unique initiative launched by LIC is directed towards empowering rural women with financial independence and their ability to achieve it. Under this scheme, women can become L.I.C. agents and earn a commission-based income by selling insurance policies. This provides them with the opportunity to generate an extra income while also working towards promoting insurance services in their communities.
How to Become a Bima Sakhi Agent?
Women wanting to earn under the Bima Sakhi Scheme will have to undergo the registering process to get presented as LIC agents. Follow these steps to get started:
- Visit the Nearest LIC Branch
Contact your nearest local LIC office for information about the Bima Sakhi Scheme. - Submit Required Documents
- Identity proof: Aadhaar Card, PAN Card.
- Address proof: Electricity Bill, Ration Card.
- Educational Certificates: Minimum qualification required is passing 10th grade.
- Complete the Registration Process
Your documents will be verified by the LIC officials and the registration processes are completed.
Training and Support
Thus, LIC conducts very elaborate training programs for women who are joining into Bima Sakhi Scheme.
- Training is given in both modes online and offline with participants having the flexibility to choose.
- Through the professional LIC officials the agents understand the insurance policies and trained for selling them effectively.
- Training sessions also include modules on marketing skills and customer management.
How to Earn Through Commission?
Income earned from the Bima Sakhi Scheme is purely commission based.
- A new agent gets a commission of 25% to 35% for all the new policies sold.
- The calculation for the commission depends on the policy type and the premium value.
Tips for Maximizing Earnings
- Build your own strong network within your community or village.
- Say no to services without awareness and to clients about the importance of insurance.
- Understand the need of the clients you want to target and advise them that what policy would suit them best.
- Stay in touch and keep regular contact with the possible customers to maintain the relationship.
How to Earn ₹10,000 Every Month?
If you are able to sell about 2-3 policies every month, you can easily earn between ₹5,000 to ₹10,000 or even more.
- Consider an example where you would sell a life insurance cover, which would have a premium of around ₹20,000, and a commission of about 30 percent, which amounts to ₹6,000.
- If you sell 3 such policies in a month, you can make around ₹18,000 or more, with just that.
A Golden Opportunity for Rural Women
At a time when costs for everything continue to rise, the call for a need to supplement one’s income grows louder. The Bima Sakhi Scheme thus emerges as a boon to all such women who cannot take up a job full-time due to responsibilities at home. Through this scheme, such women can earn more than their normal sources of income while giving monetary support in running a household.
Why is the Bima Sakhi Scheme Special?
- Flexibility to Work-from-Home: Women can work on their time and convenience schedule.
- Financial Empowerment: It gives them a chance to be financially independent.
- Community Benefits:Selling insurance policies to women will help secure a better future for their communities altogether
Final Thoughts
An excellent opportunity in this field is provided through LIC’s Bima Sakhi Scheme, which helps a homemaker earn an income of a stable ₹10,000 or more every month. Empowering women, this helps them become financially secure and avail better opportunities in their and their families’ future. To be a part of such an initiative, visit the nearest LIC branch today and take the first step toward financial independence.
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Braj Verma is a resident of Rajgarh in Madhya Pradesh and is a content writer and freelancer by profession. He has a degree in Political Science from Barkatullah University, Bhopal. He has expertise in subjects like credit cards, banking, loan, insurance, political analysis and digital marketing.