IndusInd Bank Samman RuPay Credit Card to UPI : The IndusInd Bank Samman RuPay Credit Card is the game-changer for digital payments for government sector employees since it combines credit card power with UPI comforts. With 1% cashback on retail spends (up to ₹200/month), free movie tickets every 6 months, and surcharge waivers for fuel and IRCTC bookings, the card is a true gold mine. And with UPI, you no longer need to search for the card details to fill in; you can scan, pay, and earn rewards!
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By the way, did you know? In December 2024, UPI transactions crossed 16.73 billion, primarily attributed to innovations such as RuPay-UPI credit cards.
📲 How to Link Samman RuPay Credit Card to UPI: 5 Simple Steps
Just incorporate these easy steps and enjoy UPI-powered credit card payments:
- Download a UPI App
Start with apps like Google Pay, PhonePe, Paytm, or BHIM. Make sure your mobile number is the same as the one linked to your credit card. - Add Credit Card to the App
- Enter “Add Credit Card” or “Link Credit Card”.
- Select IndusInd Bank as the issuer and proceed to select your Samman RuPay card.
- Verify with OTP
Enter the last 6 digits of your card and the expiry date. An OTP will be sent to your registered number for verification. - Set a Secure UPI PIN
Establish a 4 to 6-digit UPI PIN. This security PIN will replace CVV for all transactions. - Start Transacting!
Simply scan QR codes, pay to contacts, or do online shopping—select Samman RuPay card at checkout and authenticate through the PIN.
🌟 Top Benefits of Linking Samman RuPay Card to UPI
- 1% Cashback: Earn cashback of up to ₹200/month on retail spends (maximum of ₹20,000 a month).
- Zero Fees: No cash advance or transaction charges
- Travel Insurance: Compensation for lost baggage (₹1 lakh) and delayed flights (₹25k)
- Exclusive Offers: Get complimentary tickets to BookMyShow (₹200 off) twice a year.
Pro Tip: Use the credit card for purchasing fuel and save 1% on surcharge levied by the petrol pump.
🔒 Safety Tips for UPI-Credit Card Transactions
- Never share your UPI PIN or OTP.
- Enable app notifications to track real-time transactions.
- Use trusted Wi-Fi networks to avoid phishing risks.
❓ FAQs: Your Queries Answered
Q1. Can I link multiple credit cards to UPI?
Yes! Most apps allow multiple linking of RuPay cards, but all RuPay cards can have transaction limits of ₹1 lakh/day.
Q2. Are there any annual fees?
The Samman RuPay card does not attract a joining fee but will attract a ₹199 annual fee if you spend less than ₹75,000/year.
Q3. What if my transaction fails? SBI Personal Loan Interest Rates
Check your credit limit or UPI PIN. Contact the IndusInd Bank support team available 24/7 for further assistance.
🎯 Final Thoughts: Embrace the Future of Payments
The Samman RuPay Credit Card is not just another card; it’s a lifestyle upgrade for government employees. Linking it to UPI guarantees that payments are fast, rewards will be smarter, and convenience will be leveled above anything.
Are you joining the UPI credit revolution? Spread the word to your colleagues by sharing this guide, and post all your questions down below!💬
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Braj Verma is a resident of Rajgarh in Madhya Pradesh and is a content writer and freelancer by profession. He has a degree in Political Science from Barkatullah University, Bhopal. He has expertise in subjects like credit cards, banking, loan, insurance, political analysis and digital marketing.