Financial Help

IRCTC SBI Premier Credit Card Review 2025: Benefits, Fees, and More

IRCTC SBI Premier Credit Card Review

What is the IRCTC SBI Premier Credit Card?

Key Benefits of the IRCTC SBI Premier Credit Card

Here’s a detailed look at what you can expect:

  • Railway Benefits:
    • Welcome e-Gift Voucher: When users reach their designated spending threshold BookMyShow activates a ₹500 voucher available for booking services and movie tickets.
    • Complimentary Rail Lounge Access: Cardmembers can enter railway lounges at no cost as often as 8 times annually during their train excursions.
    • Discounts on Train Ticket Bookings:
  • Rewards Program:
    • Reward Points on Purchases:
    • Reward Redemption: The accumulated reward points allow users to obtain various travel services in addition to booking flights and hotels and they also enable shopping and help pay statements.
  • Travel Benefits:
    • Hotel Discounts: With the card you can find savings on luxury hotel bookings across over 900 hotel properties spanning the globe.
    • Car Rental Offers:
  • Cashback Offers:
    • Fuel Surcharge Waiver:

How to Apply for the IRCTC SBI Premier Credit Card?

Applying for the IRCTC SBI Premier Credit Card is simple and can be done both online and offline:

  1. Online Application:
  2. Offline Application:

Annual Fee and Other Charges

Who Should Opt for the IRCTC SBI Premier Credit Card?

It’s a great option for:

  • Frequent Railway Commuters: A perfect fit for regular train passengers because of its 10% value back on bookings combined with lounge access privileges.
  • Travel Enthusiasts:
  • Dining and Utility Bill Payers:

Pros and Cons of the IRCTC SBI Premier Credit Card

Pros:

  • Valuable perks like welcome e-gift vouchers and fuel surcharge waivers.

Cons:

Final Thoughts & Conclusion

HDFC IRCTC Credit Card – There’s a train Ride in every swipe!

You Flat Upto Rs 1500 Profit on Credit Card Activation

BUY

Pay via UPI (linked to this card) to any merchant – it’s a Rupay card!
5% Cashback on Train Ticket Bookings
Rewards on all IRCTC Bookings

 

Author Profile
1fab4ad724a5fab7c6f36919bdee7b12?s=150&d=mp&r=g

Braj Verma is a resident of Rajgarh in Madhya Pradesh and is a content writer and freelancer by profession. He has a degree in Political Science from Barkatullah University, Bhopal. He has expertise in subjects like credit cards, banking, loan, insurance, political analysis and digital marketing.

Leave a Comment