Tick travel insurance Reviews 2025: Travel becomes enjoyable until unexpected circumstances such as flight cancellations or lost baggage or medical emergencies arise to damage your entire trip experience. Many individuals purchase travel insurance because of these unexpected complications during holidays. Tick Travel Insurance operates as one of Australia’s top provider companies for travel insurance services. Customers need to understand if the company has genuine reliability or if the pricing deception includes concealed issues at its core.
Let’s find out in this honest review!
What is Tick Travel Insurance?
Tick Travel Insurance operates as an Australian insurance provider which delivers low-priced domestic and international travel insurance options to customers. It claims to provide:
✔ Medical coverage
✔ Trip cancellation
✔ Lost luggage protection
✔ Emergency assistance
Does the product actually fulfill what it offers to customers? Let’s look at real customer experiences.
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Types of Travel Insurance Plans
The travel insurance plans provided by Tick vary according to the needs of each customer.
1️⃣ Basic Plan – Covers medical emergencies only.
2️⃣ Standard Plan – Includes medical, lost luggage, and some cancellations.
3️⃣ Top Plan – The most comprehensive plan covering medical, trip cancellations, rental car excess, and more.
4️⃣ Cruise Plan – Specially designed for cruise travelers.
5️⃣ Annual Multi-Trip Plan – Covers multiple trips in a year for frequent travelers.
What’s Covered?
✔ Medical Expenses – Covers hospital bills, doctor visits, and emergency evacuations.
✔ Lost/Stolen Luggage – Reimburses you for lost or damaged baggage.
✔ A refund for trip cancellation becomes available when medical or physical illnesses together with emergency situations force you to cancel your plans.
✔Under this coverage you are protected against the costs of paying legal charges after accidentally causing property destruction or injuries to others.
✔ Rental Car Excess – Covers damage costs to a rental car.
What’s NOT Covered?
❌ Pre-existing medical conditions (unless pre-approved).
❌ Extreme sports/adventure activities (e.g., skydiving).
❌ Alcohol-related incidents (if you’re drunk and something happens, no coverage!).
❌ Cancellations due to COVID-19 (some plans may not cover this).
Many people don’t read the fine print, and later they’re shocked when their claim is denied!
Real Customer Reviews: What People Are Saying?
We checked various travel forums and review sites. Here’s what real customers have to say:
⭐ Positive Reviews
😊 “Affordable and easy to buy. I experienced a flight cancellation so my claim received payment after two weeks of submission process.
😊 “Best for budget travelers. The price I paid for my Bali trip was exceptional.
The customer received prompt service support from the company which assisted with paying their Thai hospital bill without difficulty.
❌ Negative Reviews
😡 “Took 3 months to process my claim, and then they rejected it.”
😡 “They refused to pay for my lost luggage, saying it wasn’t covered under my policy.”
😡 “Customer service is horrible. They don’t reply to emails or calls.”
🔹 Common Complaints:
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Slow claims process
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Hidden conditions in policies
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Poor customer service
Pros & Cons of Tick Travel Insurance
✔ Pros:
✅ Affordable compared to other insurers
✅ Covers medical emergencies and lost baggage
✅ Good for short trips and budget travelers
❌ Cons:
🚫 Claims process can be slow
🚫 Strict conditions for refunds
🚫 Customer service is not very responsive
Should You Buy Tick Travel Insurance?
💡 Who should buy it?
✔ Budget travelers looking for cheap insurance
✔ The coverage meets the needs of people requiring fundamental medical care during their travel period and trip cancellation assistance.
✔The insurance will suit those who are okay with lengthy processing times for their insurance claims.
🚫 Who should avoid it?
❌ People who want fast and hassle-free claims
❌ Travelers with pre-existing medical conditions
❌ Those who need full coverage for extreme sports or adventure trips
Final Verdict: Worth It or Not?
The affordable services of Tick Travel Insurance work well for customers who need fundamental coverage. Top-quality service and a smooth claims process are available at different insurers rather than with this coverage.
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🚀 Pro Tip: Review policy details meticulously before making a purchasing decision as recommended by our professional.
Would you trust Tick Travel Insurance for your next trip? Let us know your thoughts! ✈️
Braj Verma is a resident of Rajgarh in Madhya Pradesh and is a content writer and freelancer by profession. He has a degree in Political Science from Barkatullah University, Bhopal. He has expertise in subjects like credit cards, banking, loan, insurance, political analysis and digital marketing.