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Top 10 IndusInd Bank Credit Cards 2024: Annual Fees, Benefits & More

IndusInd Bank has an extensive array of credit cards, kept in mind for the needs of all the individuals regarding travel, lifestyle, shopping, and entertainment, among others. Here is all the information regarding the best credit cards available from IndusInd Bank along with what features and benefits they provide.

Top 10 IndusInd Bank Credit Cards

Card NameAnnual FeeBest For
Indulge Credit Card₹10,000Travel & Lifestyle
Crest Credit Card₹10,000Health & Lounge Access
Pinnacle Credit CardNilTravel & Lifestyle
Legend Credit CardNilTravel & Lifestyle
Nexxt Credit CardContact customer care (1860-500-5004)Shopping & Entertainment
Duo Credit CardNilTravel & Entertainment
Iconia Credit CardNilTravel & Entertainment
Payback Credit CardNilShopping & Cashback
Platinum Aura Edge CardNilTravel & Shopping
Pioneer Legacy CardContact customer care (1860-500-5004)Travel & Lifestyle

Key Features of IndusInd Bank Credit Cards

1. Indulge Credit Card

  • Art and Lifestyle Access: Invitations to global art fairs and private museum show openings.
  • Celebrity Chef Experiences: Personalized dining by top chefs in Mumbai and Delhi.
  • Premium Golf Privileges: Complimentary access to top golf courses in India, Singapore, and Thailand, with expert training.
  • Fuel Surcharge Waiver: 1% surcharge waiver on fuel transactions (₹400–₹4,000).
  • Lounge Access: 4 complimentary domestic airport lounge visits per quarter.
  • Movie Offers: Buy one, get one free on BookMyShow tickets (up to ₹200).

2. Crest Credit Card

  • Global Medical Assistance: Access to a network of over 50,000 medical experts and personalized health advisors.
  • Lounge Access: Complimentary LoungeKey membership for over 850 international lounges.
  • Travel Benefits: Assistance with flight bookings and reservations.
  • Discounted Healthcare Services: 15% off on Texas Medical Concierge membership.
  • Interest Rate: Low-interest rates at 2.99% per month.

3. Pinnacle Credit Card

  • Welcome Benefits: Jet Airways tickets, luxury hotel stays, and Genesis Luxury Vouchers.
  • Priority Pass Membership: Access to 700+ global lounges.
  • Insurance: Coverage for lost baggage (₹1 lakh), passport loss (₹50,000), and more.
  • Exclusive Concierge Services: Hotel, travel, and restaurant booking support.
  • Movie Offers: Buy one, get one free on BookMyShow (up to 3 times per month).

4. Legend Credit Card

  • Complimentary Golf Access: Enjoy games and lessons at premium clubs in major cities.
  • Luxury Vouchers: Exclusive vouchers for international brands like Montblanc and Genesis.
  • Insurance Benefits: Coverage for lost baggage, delayed baggage, passport loss, and personal air accidents (up to ₹25 lakhs).
  • Fuel Surcharge Waiver: Available at all petrol pumps across India.

5. Nexxt Credit Card

  • Welcome Offers: Discounts on top fashion brands and luxury hotels.
  • Dining Benefits: Instant table bookings with exclusive discounts via EazyDiner.
  • Movie Offers: Buy one ticket, get another free (valid in select cities).
  • Concierge Services: 24/7 support for bookings and travel arrangements.

6. Iconia Credit Card

  • Welcome Vouchers: Luxury gifts from Montblanc, Armani, and other premium brands.
  • Travel Privileges: Free access to over 600 airport lounges and waived international lounge charges.
  • Auto-Assist: Roadside assistance for flat tyres, towing, and more.
  • Insurance Coverage: ₹25 lakh personal accident cover and total protection for unauthorized transactions.

7. Payback Credit Card

  • Shopping Rewards: Earn points on every purchase, redeemable for cashback or vouchers.
  • No Annual Fee: Free of cost for lifetime use.
  • Exclusive Discounts: Enjoy curated deals on lifestyle and shopping.

8. Platinum Aura Edge Credit Card

  • Dining Benefits: Exclusive offers through EazyDiner.
  • Lounge Access: Complimentary Priority Pass for international lounge access.
  • Fuel Surcharge Waiver: 1% waiver on all fuel transactions across India.
  • Insurance Benefits: Complimentary personal accident insurance (₹25 lakhs).

Benefits of IndusInd Bank Credit Cards

  1. Balance Transfer: Transfer existing credit card balances to enjoy better interest rates.
  2. Customizable Cards: Cards designed to match individual spending habits.
  3. Personal Loans: Avail instant loans against your credit limit.
  4. Reward Programs: Earn points on every transaction and redeem them for travel, shopping, or cashback.
  5. No Pre-Set Spending Limit: Flexibility to spend beyond your assigned limit based on account performance.

Who Should Apply?

  • Travel Enthusiasts: Cards like Pinnacle, Indulge, and Legend are perfect for frequent flyers and luxury travelers.
  • Shopaholics: Payback and Nexxt Credit Cards cater to those who enjoy rewards on shopping.
  • Movie Buffs: Cards like Duo and Iconia offer free movie tickets every month.
  • Health-Conscious Individuals: Crest Credit Card provides unparalleled medical benefits and concierge services.

How to Apply for an IndusInd Bank Credit Card?

  1. Visit the official website of IndusInd Bank.
  2. Browse through the available credit card options.
  3. Click on “Apply Now” and fill out the required details.
  4. Submit the necessary documents for verification.
  5. Receive your card upon successful approval.

Conclusion

IndusInd Bank’s credit cards are made for a range of customers, from those seeking luxury travel to those requiring everyday shopping cards. Exclusive rewards, medical benefits, and unmatched lifestyle privileges make sure that these cards guarantee a premium experience. The IndusInd Bank credit card is definitely for anyone looking for cashback, travel perks, or health coverage. Explore their offerings today to find the perfect card for your lifestyle!


Author Profile

Braj Verma is a resident of Rajgarh in Madhya Pradesh and is a content writer and freelancer by profession. He has a degree in Political Science from Barkatullah University, Bhopal. He has expertise in subjects like credit cards, banking, loan, insurance, political analysis and digital marketing.

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